Terms of Use

The materials on this web-site are for your private use only. You may not resell the information we supply to you or supply it any person on any terms not specifically approved by us in writing.  We allow users to access this web site and services  and link to this web site freely provided that no part of the web site is intentionally duplicated other than through standard, short term caching of pages in web browsers or through search engine spiders for the purposes of indexing the web site and that the user accepts that the web site and the publications made available through it may represent opinions and not fact and neither we nor the author is liable in any way for information or publications that may be offered on or through the web site.
We reserve the right to stop a web site from linking to this web site if we in our absolute discretion, feel that the incoming hyperlink might be detrimental to our objectives.
Where a user submits an email address to us via the web site, this indicates acceptance that we may, on occasion, email the user provided that the user may then have the opportunity to stop further emails on request.
We retain copyright of all materials and publications on this web site and may change the terms on which people may access the site or use the information
We respect your privacy. Below is an outline of what information this site gathers and how it's used. Any email addresses are not sold, or disclosed to a third party. The email addresses collected will only be used to send you information that you request from us.

Cookies

A cookie is a small amount of data sent from the server which is stored on your PC's hard drive. You can ask your browser to show you where the cookie has been set up and, if you wish, you may also set your browser to refuse cookies. Some of the services which we provide, however, depend on the presence of a cookie and, if you choose to reject our cookie, certain online features may not be available to you. We use the information collected in this way to help us review, develop and improve the service which we offer to 

Security

This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. While we use encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line as well. 

Correction/Updating Personal Information

If a user's personally identifiable information changes (such as your post code), or if a user no longer desires our service, we will endeavour to provide a way to correct, update or remove that user's personal data provided to us. This can be done by contacting our Admin Department.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Home page so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Opt-Out

If you use this site to request advice or services you may occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications.  Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email. Users of our site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether they should proceed with services that require an outside party, or not.

Anti-Spam Policy



Spam is commercial email or unsolicited bulk email, including “junk mail”, which has not been requested by the recipient. It is intrusive and often irrelevant or offensive, and it wastes valuable resources. Spam messages are the opposite of permission-based email, which are normally anticipated, personal, relevant and/or associated with a pre-existing business or personal relationship. Inappropriate newsgroup activities, consisting of excessive posting of the same materials to several newsgroups, are also deemed to be spam.

We are committed to permission-based email marketing practices, and as a result has established this no-tolerance Anti-Spam Policy. We will occasionally update this Anti-Spam Policy. When we do, we will also add a “last update” date at the top of this Anti-Spam Policy. For changes to this policy, we will notify you (the customer) by placing a notice on our web site home page.
Each email we send contains an “unsubscribe link”.    If you believe that you have received spam from or through our facilities, please send a complaint from your email account along with the unsolicited email, with completed header. Please provide any other information that you believe may help us in our investigation. We cannot investigate or take any action based on “anonymous” spam complaints.
We support the efforts of various organisations working to responsibly eliminate spam activities. However, if an individual has opted-in to receive email from us and then falsely or maliciously files a spam complaint against us we will cooperate fully with the appropriate agencies to ban the complainant from use of anti-spam software and the Internet community.

Disclaimer

Whilst we take every care to ensure that this web-site  is accurate and complete we cannot guarantee that such is the case and we cannot know and do not represent that any information provided is relevant to your specific circumstances or requirements.
The information and services presented in this web-site and any publication made available through this web-site are made available for information purposes only. Purchasers rely upon such information and publications entirely at their own risk. The use of our information and services should be based on your own research and used in conjuction with other advice and meterials before you make any important decisions that may affect your legal or financial position.  We aim to provide information only on this site. We do not provide advice. Accordingly,  we strongly recommend that legal advice is sought on a formal client-solicitor basis in connection with any issues relating to the subject matter of any such information to the extent that the subject matter of any such information or publication affects you or your interests. As with any specialist undertaking or legal subject or situation you should seek specialist legal advice. We do not agree that any action you take or omit to take will be appropriate to the specific circumstances of any given case and we exclude liability for any such actions or omissions.

Copyright Notice

The information and services presented in this web-site and any publication made available through this web-site are strictly the copyright material of the persons that own and operate this web-site. We assert our moral rights in all such  information and services. No part of this  information, including photographs and or text may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of the publisher. 

Copyright © 2009. All Rights Reserved.